![]() As a result, most card payments and all bank transfers require SCA. Strong Customer Authentication applies to “customer-initiated” online and contactless offline payments within Europe. When is Strong Customer Authentication required? Although the regulation was introduced on 14 September 2019, we expect these requirements to be enforced by regulators over the course of 20. ![]() (If you would like to read the original SCA requirements, they are set out in the Regulatory Technical Standards or RTS.)īanks will need to start declining payments that require SCA and don’t meet these criteria. Something the customer IS (e.g., fingerprint or face recognition)
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